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Transfer and acquisition

A small business isn’t handed over on its EBITDA alone.

Starting a company is sometimes the story of a lifetime. When the time comes to pass it on, the transaction is never purely financial: what will become of the staff, will the name survive, will the buyer be up to it. Organising a handover is a trade in itself.

Five years ahead is the right time

The sooner you prepare the handover, the better the terms of your exit will be. That holds just as much for passing the business to your heirs as for finding a buyer outside the family.

Take stock first
The file

Which side of the table are you on?

The questions are not the same depending on whether you are selling or buying. One article holds for both, though: it explains why a small business changes hands differently from a large one.

Why you don’t sell a small business the way you sell a large one

A small business depends on its owner in a way a large company never does. That is what makes handing it over so particular, and what standard valuation methods overlook.

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What is due diligence?

The audit the buyer carries out before signing: its four strands, who should run it, what happens if something turns up, and why the seller has every interest in preparing it in advance.

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Four stages, from the file to the signature

A sale is conducted in stages. Each has its own questions, and skipping the first one costs dearly in those that follow.

  • Preparing the file. Assembling the documentation, valuation, information memorandum, identifying the possible sale scenarios.
  • Finding buyers. Approaching partners directly, advertising through sale platforms and fellow professionals, direct approaches within the trade.
  • Selecting. First contact on limited information, sifting candidates, introductions, release of the sale file.
  • Negotiating and contracting. Price and terms, support for the buyer’s financing package where needed, contract.

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