Where do you stand?
The initial stay can run up to four months. The questions do not arise in the same order depending on where you are. Find your stage, and read what concerns it.
Before · Deciding
Is it for you?
Check that your situation is one where reorganisation makes sense, and choose the right form.
D−30 · Preparing
Building the file
The business plan, the list of creditors, the choice of filing date, protecting your personal assets.
D0 · Filing
At the court registry
The petition, the hearing, the appointment of the delegated judge. The freeze on debts begins.
D0 → D+120 · Stay
Turning it around, for real
Negotiating, showing the first concrete results, convincing the judge that the plan works on the ground.
The company’s problem is not its debts.
Margins narrow little by little. Losses appear, small at first. Invoices take longer to pay. You hope things will be better next year. But the losses grow, and the better day never comes.
Reorganisation will freeze the debts, allow creditors to be negotiated with, and secure a rescheduling or even a reduction. It addresses one aspect of the problem only. The debts are a consequence, not the cause.
Recovery will come through vigorous, rapid measures, and a change of course in how the company is run. In a small business the owner is head-down in the day-to-day: he fights the nearest fire and cannot find the time to step back. That is exactly where we come in.
Take stock before going to court.
Preferably before filing your petition. Failing that, as soon as possible afterwards. We call you back within 48 hours.